Accept KNET payments on your online store

What you need before you start

KNET is the local debit card network in Kuwait. Online stores don't connect to KNET directly. A licensed payment gateway handles the KNET step for you.

You need an approved merchant account with one gateway. Each gateway reviews your business before it gives you live credentials, so ask them which documents they need. Many gateways also give you test credentials, which are handy for a first trial.

Gateways that take KNET on Mawg3

These gateways are in the Addon Store and all of them support KNET, Visa and Mastercard: Tap Payments, MyFatoorah, UPayments, Hesabe, Payzah and Bede. Most of them also take Apple Pay.

Tabby is also in the Addon Store, but it is buy now, pay later. It does not replace a KNET gateway. Cash on Delivery is on by default, so you can offer cash and KNET side by side.

How to accept KNET payments

1. Open a merchant account with your chosen gateway and get your live credentials.
2. In your Mawg3 dashboard, click Addons in the sidebar.
3. Under Payments & Checkout, open your gateway and click Install. Confirm in the window that opens.
4. Click Configure, paste your credentials into the fields shown, and click Save.
5. Click Test connection. You want to see Connected with Live next to it.
6. Go to Settings, then Payment Gateway, and decide if Cash on Delivery should stay on.
7. Place a small real order on your live store and pay with a KNET card to confirm it works.

What your customer sees

At checkout, your gateway shows as a payment option with KNET, Visa, Mastercard and Apple Pay badges. The customer selects it and is sent to the gateway's payment page. There they choose KNET and enter their card details.

After paying, the customer returns to your store. Mawg3 checks the payment with the gateway before it marks the order as Paid. With Bede, the customer picks KNET or card inside the Bede option before leaving your store.

If you connect more than one gateway

You can install several gateways. In Settings, then Payment Gateway, the Preferred gateway setting decides which one shows first at checkout. It also decides which gateway runs the Apple Pay button when more than one of them accepts it.

Common mistakes to avoid

Going live with test keys. Test connection tells you when a key is in test mode, and no real money is captured in that mode.

Putting keys in the wrong field. For Tap, a secret key pasted into the Publishable Key field is flagged by Test connection.

Cutting keys short when you paste them. Hesabe's Secret Key must be exactly 32 characters and its IV Key exactly 16.

Skipping the real test. Bede can't be checked automatically, so a small real payment is the only sure check.